With our extensive experience in raising investment property finance, we are able to offer clients exclusive products that are not available directly. Our granular approach means we will secure you the keenest funding solution for your circumstances
Commercial Mortgage Funding Solutions
HMO mortgages (both small (<6 people) & large with no maximum)
Multi Unit Block mortgages
Buy To Let mortgages
Residential Investment mortgages (high value low yielding prime assets)
Semi Commercial & Commercial mortgages
Commercial Owner Occupied mortgages
Interest only available up to 85% LTV for Residential Investment assets
Interest only available up to 75% LTV for Semi Commercial & Commercial assets
100% LTV available with additional security
No maximum loan
Personal, Company, Trust, Off Shore, Domicile and Non Domicile options available
The Complex Made Simple
With so many options on the market securing commercial property finance can be confusing and complicated. Our job is to make the complex simple for you. By fully understanding your specific needs we will be able to quickly identify the best package for you.
Whether you are looking to purchase an industrial unit for your own business or looking to invest in an HMO project, there is a product to suit you. Our relationship with specialist lenders means you will gain access to products not available to direct clients. Bespoke solutions are tailored exactly to your needs.
An Unrivalled Service
We exist to help you, the client. We work around the clock to secure your commercial property finance. You will be kept fully informed of progress through to completion, and are always on hand to assist you in any way. We take the strain of an application so so you can continue to focus on what's important to you.
Semi-Commercial Term Debt
An existing developer client of ours, who we procured development finance for a semi-commercial scheme in South West London, asked us to arrange a long term commercial mortgage so as to repay the development lender.
The hurdle that needed to be overcome was that the client wanted 70% loan to value, so as to redeploy some capital, however the debt service cover ratio (affordability calculation) didn’t support this level of gearing based on published rates/pricing.
Facility provided: We secured a lower bespoke pricing from a Challenger Bank on a 5yr fixed rate, so that the affordability calculation was improved and could subsequently support the level of debt/gearing sought. Pricing offered at 4.55% per annum which was fixed for 5 years on an interest only basis and subject to a 2% lender facility fee.
Commercial Mortgages Explained
Want to learn more about commercial mortgages?
If you are new to commercial mortgage finance and want learn more about how to procure finance visit our 'Commercial Mortgages Explained' page. Areas covered include:
The different types of commercial mortgages
The costs involved with commercial mortgages
The documentation is required when applying for a commercial mortgage