Whether it is a quick purchase or refinancing an existing asset, we are a bridging finance broker that works at pace to get the best solutions in place when you need it. Full market access means that we can secure the very best funding terms from one of over 170 lenders.
Bridging Finance Funding Solutions
Auction finance available
All asset classes welcome
1st, 2nd and 3rd charge loans
Non status/credit impaired welcome
Residential up to 85% LTV
Semi Commercial & Commercial up to 75% LTV
Land with planning up to 70% LTV
Terms from 1-36 months
No monthly payments
Interest deducted from loan, serviced monthly or rolled up
How Montpelier Private Finance Assists Our Clients
Finance At Pace
There may be a variety of uses for bridging finance but the one thing that every circumstance demands is the need for the finance quickly. When the clock is ticking working at pace is invaluable. Our experience means that your application will proceed to completion in the quickest possible timeframe without the hold ups.
The great thing about bridging finance is the flexibility of the product, which offers a multitude of options for borrowers. Whether it's to fund an auction purchase, light or heavy refurbishment, a commercial or residential property, there will be a market leading funding solution for you.
The Right Finance Package
Wherever you look for bridging finance solutions there will be an amazing monthly interest rate advertised. But the rate isn't typically the full story, with a number of additional charges such as early repayment charges (ERC's), exit fees and admin fees potentially attached. We will take the time to understand what is best for your circumstances, and ensure you secure the best funding package on the market.
Montpelier Private Finance sources funding from, but not limited to, family wealth offices, challenger banks, high street banks, private funds, pension funds and offshore institutions. Below are just a small selection of the current funding opportunities offered by our lending partners.
Up To 70% LTV On Land With Or Subject to Planning
Bridging Finance Up To 85% LTV
No valuations or personal guarantees up to 65% LTV
Below market value properties accepted
Cosmetic works are permitted
Funding terms up to 12 months with no minimum term
Up to 75% LTV for foreign nationals
Funding available across England and Wales
A private lender with a flexible approach to development sites with or subject to planning consent.
Up to 70% LTV gross lending
Loans from £0.5m - £30m
Coupon from 9% pa
All asset classes considered
Loans can be executed in just 2 weeks
Funding available across England, Scotland and Wales with a focus on urban/brownfield locations
Refurbishment Finance at 75% LTV
No interest is retained from the day 1 lend meaning close to 75% net LTV can be delivered
Loans from £500k - £15m
A lender that is flexible on experience
No Monitoring Surveyor required
Also available for bridging and developer exit finance
Funding available across England
Bridging Finance Explained
Want to learn more about bridging finance?
If you are new to development finance and want learn more about how to procure finance visit our 'Bridging Finance Explained' page. Areas covered include:
The different uses for bridging finance
The costs involved in bridging finance
The advantages and disadvantages of bridging finance