Investment Property Finance Specialists
An independent broker with market leading funding solutions for development finance, bridging loans and commercial term finance
Montpelier Private Finance is a UK based commercial and residential investment property finance broker.
We are specialists in procuring market leading development finance, bridging loans and commercial mortgages, with a particular flair for purpose built student accommodation (PBSA) finance. As an independent broker, clients ultimately benefit from full market access to high street lenders, private banks, specialist lenders, family offices, challenger banks, property/real estate investment funds, hedge funds, pension funds and wealth managers.
Typically our client profiles are those who seek higher leverage than what can be found on the high street, so as to enable the deployment of equity in an increased number of transactions.
We welcome direct customers and introducers with the guarantee that you will receive an exemplary customer experience from enquiry to completion for debt requirements starting from £500k+.
Our Services
As an independent broker with full market access, we are able to procure market leading terms for our clients. We work at pace and welcome complex cases.
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Funding up to 90% LTC / 75% LTGDV (lower thereof)
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All asset classes welcome
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Senior, stretch senior and mezzanine finance
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First time developers welcome
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Funding up to 85% LTV
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1st, 2nd and 3rd charge loans
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Complex and urgent funding needs welcome
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All asset classes welcome
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Extensive PBSA sector knowledge
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Preferred terms for Russell Group locations
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Direct and Nomination Agreement funding
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Modular propositions welcome
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Up to 85% LTV for residential investment assets
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Up to 75% LTV for commercial assets
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100% LTV available with additional security
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No maximum loan
PBSA Development Finance
We achieved funding at 73.3% LTGDV development finance for our repeat client on their 257 bed purpose built student accommodation scheme in Edinburgh. The project will be built using modular construction.
Semi-Commercial Term Debt
Our client secured a long term semi-commercial mortgage at 70% loan to value despite the debt service cover ratio (affordability calculation) not supporting this level of gearing based on published rates/pricing.
Refurbishment Development Funding
We achieved pricing for our returning client who wished to convert a 3 bed Victorian mid terrace in South East London into a 6 person HMO despite there being no proven existing market in the area for such an asset class.
What Customers Say
Chris | London
James at Montpelier Private Finance was so helpful in sorting our development finance. I couldn't recommend him highly enough.
Vijay | London
I always go to Montpelier Private Finance for my student accommodation projects. James and the team really understand the market.
Thomas | London
I am always so impressed by the attention to detail that Montpelier Private Finance gives each deal.
