Montpelier Private Finance office wall with details being an independent broker of development finance, bridging loans and commercial term finance

Investment Property Finance Specialists

An independent broker with market leading funding solutions for development finance, bridging loans and commercial term finance

Montpelier Private Finance is a UK based commercial and residential investment property finance broker.


We are specialists in procuring market leading development finance, bridging loans and commercial mortgages, with a particular flair for purpose built student accommodation (PBSA) finance.  As an independent broker, clients ultimately benefit from full market access to high street lenders, private banks, specialist lenders, family offices, challenger banks, property/real estate investment funds, hedge funds, pension funds and wealth managers. 

Typically our client profiles are those who seek higher leverage than what can be found on the high street, so as to enable the deployment of equity in an increased number of transactions. 


We welcome direct customers and introducers with the guarantee that you will receive an exemplary customer experience from enquiry to completion for debt requirements starting from £500k+.

Our Services

As an independent broker with full market access, we are able to procure market leading terms for our clients.  We work at pace and welcome complex cases.

  • Funding up to 90% LTC / 75% LTGDV (lower thereof)

  • All asset classes welcome

  • Senior, stretch senior and mezzanine finance 

  • First time developers welcome

Office desk with property development proposal and models of residential apartments
Refurbished open plan kitchen/diner with large square windows
  • Funding up to 85% LTV 

  • 1st, 2nd and 3rd charge loans

  • Complex and urgent funding needs welcome

  • All asset classes welcome

A student holding their rucksack whilst waiting on the pavement outside their student accommodation
  • Extensive PBSA sector knowledge

  • Preferred terms for Russell Group locations

  • Direct and Nomination Agreement funding

  • Modular propositions welcome

Exterior of a large warehouse commercial property with a residential aparmtent block in the background
  • Up to 85% LTV for residential investment assets

  • Up to 75% LTV for commercial assets

  • 100% LTV available with additional security 

  • No maximum loan

students studying as a group

PBSA Development Finance

We achieved funding at 73.3% LTGDV development finance for our repeat client on their 257 bed purpose built student accommodation scheme in Edinburgh.  The project will be built using modular construction.

Modern commercial property development

Semi-Commercial Term Debt

Our client secured a long term semi-commercial mortgage at 70% loan to value despite the debt service cover ratio (affordability calculation) not supporting this level of gearing based on published rates/pricing.

Street of victorian residential properties

Refurbishment Development Funding

We achieved pricing for our returning client who wished to convert a 3 bed Victorian mid terrace in South East London into a 6 person HMO despite there being no proven existing market in the area for such an asset class.  

What Customers Say

Business meeting with a development finance broker

Chris | London

James at Montpelier Private Finance was so helpful in sorting our development finance. I couldn't recommend him highly enough.

Open plan, modern commercial mortgage office

Vijay | London

I always go to Montpelier Private Finance for my student accommodation projects.  James and the team really understand the market.

Modern office desk

Thomas | London

I am always so impressed by the attention to detail that Montpelier Private Finance gives each deal.