Streetview of Montpelier Private Finance London offices

A first class customer experience

Montpelier Private Finance prides itself on giving you the very best experience.  By working with us you can be guaranteed:

No stress - we take on the arduous tasks

You choose our level of involvement 

Full and regular case updates so you never chase

Your client always remains your client

Benefit from our expertise

With over 20 years experience we are a market leading expert in specialist lending.  We successfully assist our clients with:

Senior debt funding, stretched senior, mezzanine and JV/equity and funding solutions 

Complex funding requirements

Funding solutions for applications in personal name, company, trust, off shore, domicile and non-domicile.

Market leading funding solutions

We are an independent specialist finance broker with full market access.  You and your client will enjoy the benefit of:

Bespoke funding solutions that best suits the individual needs of each client

Market leading exclusives from our lending partners

Our established reputation our lending partners, that has been built up over many years.

For Brokers, Introducers and Professional Intermediaries

We have a long, established history of successfully working with introducers, brokers and professional intermediaries.  Our complete focus is to achieve a partnership that works for you.

Our Services

Commercial property under construction site

80% of completed project value

 

PBSA specialist

 

Ground Up Development Finance

 

Permitted Development Finance

Refurbishment Finance

 

No Personal Guarantee option (full/Ltd)

 

Development Exit Finance 

 

Land Mortgages

 

Pre Construction Loans

 

Structured Property Finance

 

Mezzanine Finance

 

Joint Venture/100% Funding

Modern bridge

Auction finance available

 

All asset classes welcome

 

1st, 2nd and 3rd charge loans

 

Non status/credit impaired welcome

 

Residential up to 80% LTV

 

Semi Commercial & Commercial up to 75% LTV

 

Land with planning up to 70% LTV

 

Terms from 1-36 months

 

No monthly payments

 

Interest deducted from loan, serviced monthly or rolled up

HMO mortgages both small (<6 people) & large with no maximum

Multi Unit Block mortgages

Buy To Let mortgages

 

Residential Investment mortgages (high value low yielding prime assets)

Semi Commercial & Commercial mortgages

Commercial Owner Occupied mortgages

Portfolio mortgages

Interest only available up to 85% LTV for Residential Investment assets

Interest only available up to 75% LTV for Semi Commercial & Commercial assets

100% LTV available with additional security

Purpose built student accommodation interior

Funding available for both direct lets and nomination agreements

Preferred terms for Russell Group locations

Standard construction and modular propositions welcome

Development finance at 90% Loan to Cost (LTC)

90% LTC stretched senior debt funding / 75% Loan to Gross Development Value (LTGDV) (lower there of); keeping the transaction a pure debt proposition, rather than give away equity/profit share

 

Mezzanine finance up to 75% LTGDV

Hybrid mezzanine/equity finance for higher LTC's

Joint venture/equity to sit on top of senior debt

Commercial term exit lending for completed schemes

Business meeting with a development finance broker

What Our Clients Say 

Toby | Financial Advisor & Mortgage Broker

I have referred to James and Montpelier Private Finance a number of times, for a variety of deals including PBSA, bridging, development and commercial finance. James has never let me, or more importantly, my clients down and always provides an incredibly high level of service. His knowledge on these sectors is second to none and the thoroughness of his research and advice produces positive results time and again. He also keeps introducers and other key parties informed at every step of the transaction, something which is often lacking in a lot of other commercial partners. I would have no hesitation in recommending the services of Montpelier Private Finance for anyone seeking specialist finance.

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Start Working With Us

If you have a case you want to discuss then simply contact us by your preferred method.  We look forward to working with you.  

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