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HMO Refurbishment Project 

Victorian terraced housing street in London

Case Overview

Our repeat specialist HMO developer clients returned to Montpelier Private Finance, seeking funding to acquire a 3 bed Victorian mid terrace in South East London. Their plan was carry out a loft conversion and a complete internal reconfiguration, so as to achieve a 6 person HMO, all with en-suites.  

 

The challenge faced was that the proposed HMO was not in an area where there’s an existing proven market for such an asset class.  

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Facility provided: Utilising a well established relationship with a specialist can-do approach funder, Montpelier Private Finance was able to present a robust rationale for lending.  Pricing achieved being a 2% lender facility fee, 0.79% per month, 15 month term and no exit fee

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Montpelier Private Finance has full market access meaning that we are able to procure funding for a wide variety of funding requirements including complex cases.  Get in touch if you have a case you wish to discuss.  

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Bridging Finance Funding Solutions

  • Auction finance available 

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  • All assets welcome

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  • 1st, 2nd and 3rd charge loans

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  • Non status/credit impaired welcome

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  • Terms from 1-36 months

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  • Residential bridging up to 85% LTV

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  • Semi-commercial & commercial bridging up to 75% LTV

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  • Land with planning up to 70% LTV

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  • No monthly payments

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  • Interest deducted from the loan, serviced monthly or rolled up

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Why Montpelier Private Finance?

Independent

Our independence means that we are on your side throughout the whole process. No bias or affiliations, just working for what's best for you and your circumstances. 

Trusted

It's not just about finding the best rate.  Our reputation with lenders for thorough due diligence means that your application will be viewed with enhanced credibility.  

Reliable

Securing funding can be stressful and complicated. We remove that by managing the process from end to end.  You are always kept informed and never have to chase us for updates 

Montpelier Private Finance Limited is registered in England and Wales No. 07045306. Registered office: 162-164 High Street, Rayleigh, Essex SS6 7BS. Trading address: 25 Lutener Road, Easebourne, West Sussex, GU29 9AT.  All rights reserved. Montpelier Private Finance Limited is an introducer to FC Funding, which is authorised and regulated by the FCA (674204) Commercial Mortgages are not always regulated by the FCA. Telephone calls may be monitored or recorded for training purposes.   

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We may charge a fee for our advice. We may also be paid commission from the lender.

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