HMO Refurbishment Project 

Victorian terraced housing street in London

Case Overview

Our repeat specialist HMO developer clients returned to Montpelier Private Finance, seeking funding to acquire a 3 bed Victorian mid terrace in South East London. Their plan was carry out a loft conversion and a complete internal reconfiguration, so as to achieve a 6 person HMO, all with en-suites.  


The challenge faced was that the proposed HMO was not in an area where there’s an existing proven market for such an asset class.  

Facility provided: Utilising a well established relationship with a specialist can-do approach funder, Montpelier Private Finance was able to present a robust rationale for lending.  Pricing achieved being a 2% lender facility fee, 0.79% per month, 15 month term and no exit fee

Montpelier Private Finance has full market access meaning that we are able to procure funding for a wide variety of funding requirements including complex cases.  Get in touch if you have a case you wish to discuss.  


Bridging Finance Funding Solutions

  • Auction finance available 

  • All assets welcome

  • 1st, 2nd and 3rd charge loans

  • Non status/credit impaired welcome

  • Terms from 1-36 months

  • Residential bridging up to 85% LTV

  • Semi-commercial & commercial bridging up to 75% LTV

  • Land with planning up to 70% LTV

  • No monthly payments

  • Interest deducted from the loan, serviced monthly or rolled up